Burn & Accident Policy
We can’t predict when the unexpected will happen, but we can help you prepare for it when it does. Contact us and we’ll walk you through the options and help you to determine if Cancer & Critical Illness, Group Term Life, Accident & Sickness, or Workers' Comp Insurance are right for your department.
Breathe Easier—Protection When You Need It Most
Accidents can happen anytime, anywhere, and even with medical insurance, out-of-pocket expenses like deductibles and co-insurance can add up quickly. VFIS of Texas is proud to offer Colonial Life Accident Insurance, providing a lump-sum benefit to help cover emergency room visits, doctor’s bills, travel costs, and other medical expenses. If an accident occurs, you can focus on recovery—not your medical bills.
How Accident Insurance Works
With accident coverage, you gain extra financial protection, allowing you to concentrate on your health instead of worrying about unexpected costs. Here’s how it works:
✔ Lump-Sum Payout – Benefits are paid based on the injury and treatment required, covering both minor and severe accidents.
✔ Direct Payments – Benefits go straight to you (unless otherwise specified), so you can use them as needed.
✔ Works with HSAs – Compatible with your Health Savings Account for added flexibility.
✔ Family Coverage – Available for you, your spouse, and eligible dependents.*
✔ No Medical Exam Needed – Get coverage without answering medical questions or undergoing a physical.**
✔ No Reduction in Benefits – Your payout isn’t affected by other insurance coverage.
✔ Lump-Sum Payout – Benefits are paid based on the injury and treatment required, covering both minor and severe accidents.
✔ Direct Payments – Benefits go straight to you (unless otherwise specified), so you can use them as needed.
✔ Works with HSAs – Compatible with your Health Savings Account for added flexibility.
✔ Family Coverage – Available for you, your spouse, and eligible dependents.*
✔ No Medical Exam Needed – Get coverage without answering medical questions or undergoing a physical.**
✔ No Reduction in Benefits – Your payout isn’t affected by other insurance coverage.
Protection for Life’s Unexpected MomentsAccidents can happen anytime, but with flexible coverage, you’ll have the support you need for medical treatment, recovery, and beyond.
|
Financial Security When It Matters MostFrom hospital stays to rehabilitation, our coverage helps ease the financial burden so you can focus on healing.
✔ Accidental Death & Dismemberment ✔ Accident Hospital Benefits |
Support for Your WellbeingMore than just injury coverage, we offer benefits designed to support your overall health and recovery.
✔ Wellbeing Assistance ✔ Active Lifestyles Support |
|
|
|
|
|
|
|
