Fire and emergency service organizations throughout Texas have relied on VFIS’s Accident and Sickness program to cover emergency services related accidents and illnesses including heart attacks. However, many heart and circulatory related claims (including Cancer) may not be covered by Workers’ Compensation or Accident & Sickness policies.
Now, with the VFIS Critical Illness Insurance Program, Texas' emergency service personnel can receive a lump sum cash benefit when diagnosed with a heart attack, stroke or life threatening cancer. Learn More: http://www.vfistx.com/critical-illness.html
“There’s a lot of attention for line of duty deaths. Firefighters who die in a burning building, in a collapse—the funerals are on television. The truth is the number of us dying with our boots off is far greater."
CBS4 in Miami recently published an article highlighting the silent killer known as cancer and how strong of an effect it has on putting firefighters' lives in danger. The article, which we highly recommend reading, can be read here: http://miami.cbslocal.com/2014/04/29/cbs4-investigates-silent-killer-claiming-lives-of-firefighters while the video report is embedded above.
Cancer is unfortunately a disease that should be on the minds of all individuals involved in emergency services. And unfortunately, many have no coverage under an Accident and Sickness program and limited, if any coverage, available through Workers’ Compensation.
However, with the VFIS Critical Illness Insurance Program, your emergency service personnel can receive a lump sum cash benefit when diagnosed with a heart attack, stroke or life threatening cancer. Coverage is provided on a 24 hour on and off duty basis. Of course like all insurance policies, there are certain conditions of coverage among them:
Conditions of Coverage:
Who is eligible?
Learn More: CRITICAL ILLNESS FLYER
VFIS has recently introduced a new Critical Illness Program for emergency service organizations. The Critical Illness Program provides a cash lump sum when a member is first diagnosed with cancer, stroke or suffers a heart attack. In addition to these lump sum living benefits, if an insured dies accidentally, the beneficiary receives a death benefit. The condition or death does not have to be fire service related. The basic lump sum benefit is $10,000 and the premium per person is under $100 per year. Like all insurance policies, there are certain conditions, limitations and exclusions that are contained in the policy.
For more information on this program or for a proposal, please contact our office.
VFIS of Texas NEWS
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