​Statistics show that only 6 in 10 Americans have life insurance and nearly half of them have insufficient coverage to address the financial needs of their family.  VFIS of Texas can help. We offer Group Term Life Policies your organization can purchase as a benefit for your employees and/or volunteers.  This is a cost effective way to retain and recruit members as well as help to provide a meaningful benefit to their family in the event of a tragedy. 

COVERAGE HIGHLIGHTS:

• Around the clock coverage – 24/7 on-duty and off-duty coverage for any cause of death
• Guaranteed issue & Portability
• Conversion privilege – members can take the coverage with them when they leave
• Disability waiver of premium – no further premiums due if member is totally disabled
• Accelerated life benefit  - portion of benefit is payable if terminally ill
• 24-hour accidental death – automatically included in addition to basic life coverage 

Grant Assistance is Available for This Coverage!

The Rural Volunteer Fire Department Insurance Program (HB 3667) is a grant program designed to reimburse eligible volunteer fire departments for the purpose of insurance from private insurance companies. Eligible coverage includes any combination of compensation insurance for firefighters (workers' compensation, accidental death and dismemberment, group term life, accident and sickness, and/or cancer-related insurance) purchased from Texas insurance companies. The program will reimburse 100% of the actual cost of eligible insurance coverage up to a maximum of $190 per fire department member.

The HB 3667 Grant can help volunteer departments offset the costs of Workers' Compensation Insurance. Learn more & apply by CLICKING HERE.