Property and Casualty insurance, also called P+C, helps fire departments, EMS agencies and other emergency service organizations (ESOs) protect the various types of property they own.
We offer a variety of P+C insurance options to help meet the unique needs of ESOs, including:
- Property—helps protect facilities, grounds, machinery, equipment, furniture and personal items at the station.
- Auto—for damage to fire apparatus, ambulances, vehicles and privately-owned vehicles (POVs), as well as financial protections for liability risks connected to auto-related incidents.
- Portable equipment—covers equipment like personal effects, drones, water crafts, trailers and more at the station, emergency scene or anywhere in between.
- General Liability—helps to financially protect the organization, employees and volunteer members from general operational risks, including Professional Healthcare Liability and Good Samaritan Acts Coverage.
- Management Liability—helps to financially protect the organization, employees and volunteer members from management-related risks beyond your general liability policy, including Employment-related Practices Coverage and coverage for wrongful acts allegations.
- Excess Liability—expands limits to Automobile Liability, General Liability and Management Liability.
