COVERAGE SOLUTIONS

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      Long-Term Disability

EMPLOYER-SPONSORED GROUP LONG-TERM DISABILITY INSURANCE

VFIS of Texas offers 24-hour protection, on- and off-duty, for career emergency service personnel for Partial and Total Disability.

COVERAGE HIGHLIGHTS:

• Immediate eligibility
• 12-month own occupation definition
• Guarantee issue as low as two lives
• Two-year or five-year benefit duration
• All full-time career emergency service personnel eligible
• 30- or 60-day waiting period