Did you know……..the VFIS property policy automatically includes *Flood coverage with only a $1,000 deductible? Well it does! And if you are located along the Texas coast, you may be subject to a 5% “Named Storm” deductible for Windstorm, Hail and/or Flood but no separate Flood or Windstorm policy is needed.
Other causes of loss automatically covered by the Property policy includes Fire, Theft, Windstorm, Earthquake (subject to 5% deductible), Back-up of Sewers and Drains, Artificially Generated Electrical Currents and even Equipment Breakdown.
We know when the weather is bad, that YOU are on the front lines taking care of our families and communities. That brings us peace of mind! In the same way, your VFIS property policy which includes Flood Insurance, should bring you peace of mind when bad weather strikes!
Cherry Guidry, VFIS of Texas Claims Manager
*In some cases, Flood coverage may be specifically excluded.